Private Conversation · Free First Call
Request a free call about your notice and options.
Give us your name and phone number below, or call us. You will talk with Gay-Lynn Chavez or Francisco Williams, CCIM. Both help owners of homes and commercial property across Southern California. Plain answers, no pressure. Once you hire us as your agent, we represent you — not your lender.
Request a Free Call
Tell us how to reach you.
We only need your name and phone number. We never sell or trade your contact info. Your request goes straight to Gay-Lynn Chavez and Francisco Williams, CCIM.
Prefer to call us directly?
You can call either one. Both help with homes and with commercial property in Southern California.
- Gay-Lynn Chavez — Co-Principal · Residential & Commercial · DRE #01433767 · Broker: eXp Realty of California, Inc., DRE #01878277 · Chavez & Associates · GayLynn@chavezgroupusa.com
- Francisco Williams, CCIM — Co-Principal · Residential & Commercial · DRE #01979442 · Broker: Exp Commercial of California, Inc., DRE #02134436 · Francisco.Williams@williamscap.ai
Are you a broker or agent with a client facing foreclosure?
Use our agent referral form to reach us. You do not need client or property details on the first step.
Go to Agent Referrals →We are real estate licensees, not a law firm, and we don't give legal or tax advice. If you need legal advice, we can refer you to an independent attorney.
What Happens Next
How we follow up on your request.
You hear from us directly. No pressure.
Step 1: Your request goes directly to Gay-Lynn and Francisco
Gay-Lynn Chavez and Francisco Williams, CCIM, read every request.
Step 2: We check your notice dates and local sales
If you give us your address or notice dates, we check the county record and nearby sales. We do this before we talk.
Step 3: We review your options with you, in writing
We go over your choices with you. Reinstatement means catching up on the missed payments and costs so the loan is current again. A loan modification is a change to your loan terms that your lender agrees to. You can also ask about selling before the auction. A short sale is a sale for less than you owe, with your lender's written approval. A deed in lieu means giving the property back to the lender instead of an auction.